UBCOIN : THE EASIEST WAY TO EXCHANGE CRYPTOCURRENCY FOR REAL ITEMS AND CONVERSELY

Exchange of crypto goods

The Ubcoin market is the easiest way to exchange cryptocurrency for real stuff and vice versa.

Every second smartphone sold in CIS countries comes with Ubank onboard apps that have been installed as default apps.

Ubank today We know how to treat investors well and keep our promises.

16+ million Ubank application downloads on Android and iOS. And more than 5 million registered users worldwide.

2.5 million monthly active users in Ubank and over 200,000 active users every day.

20 + million Transactions are processed by Ubank system every year since 2013.

What is UbcoinMarket?

Ubcoin Marketplace — the next leap forward for Ubank, leading mobile payment applications in Eastern Europe. Now with Ethereal blockchain, UBC traded cryptocurrencies, and smart peer-to-peer contracts to buy things for cryptocurrency.

Crypto currency mass adoption

We promote the mass adoption of digital assets that are the means of completion and investment vehicles.

Peer-to-peer interaction

Cut as many intermediaries as possible. This platform facilitates intelligent contract execution between independent parties.

The legal market

We are developing AI technology to post pre-screen advertising due to potential violation of reason, morality, security and good maintenance.

Decentralization

Blockchain enables decentralized initiation, completion and fulfillment of transactions. Immediate payments made on performance under smart contract.

The interface is perfect

Our interface design provides a harmonious and seamless experience to buy and sell goods globally.

Go to community

We strive to open our APIs to develop the best adaptation of platforms for specific local needs. Also we envisage the involvement of third-party providers (ie shipping companies, notaries).

How it works

Ecosystem for exchange of goods into cryptocurrency, and back.

We bridge the gap between crypto and the real world.

Bulk Consumers

Get UBC coins without mining or exchange, just by selling goods and services. An easy way to become an investor-owner in crypto currency.

Miners and crypto investors

Enjoy their crypto wealth by purchasing real world goods and services. No conversion to meet money needs, transaction settled in digital currency with smart contract.

Join a personal pre-sale to get a 57% discount Join the Whitelist to get a 29%

Technical schemes The Ubcoin platform implements blockchain technology to create, manage, and operate token and tobacco cryptos and platforms.

Road mapWe have traveled a lot and there is still much to do

2006–2011

NaviFon launch — mobile navigation app.

• Launch Utalk — crossplatform messaging client.

• Prepaid agreement with Samsung.

• Ubank brand registration.

2013–2014

• Ubank Launch.

• Prepay agreement with Fly.

• Ubank collects $ 8 million in investment from Runa Capital, which leads investment in Russian business funds.

• More than 3 million users.

• Preinstallment agreement with Huawei

2015–2017

• Strategic partnership with MDM Bank.

• Co-branded cards are launched.

• The Ubank financial market model was launched.

• 6.1 million Ubank application downloads on GooglePlay.

• Strategic partnership with Sovcombank.

• 12 million Ubank app downloads on GooglePlay.

2018 — WE HERE

• The beta smart-contract platform was developed.

• Support and verification teams are formed.

• Beta-testing MVP through existing app distribution channels with leading smartphone manufacturers.

• Launch of MVP in Eastern Europe.

• Basic KYC framework developed.

2019

1Q

• The full version of the app was launched in Eastern Europe.

• The app distribution agreement is extended to additional territories.

• Open API Beta developed.

2Q

• Launches in the Middle East and South Korea.

• AI-screening beta developed.

3Q

• Launch in Southeast Asia and South Asia.

• Open API is available for developers.

4Q

• Launch in Latin America.

• A complete AI filtering tool is launched.

ICO will be held from 2 April to 31 May

Bonus for Initial Investor

Token distribution

The maximum supply of tokens will be distributed as follows:

5% Limited Private Pre-Sale

200 000 000 tokens max

4% Bounty & Advisors

160 000 000 tokens max

45% Public Placement (ICO)

1 800 000 000 tokens max

3% Community Rewards

120 000 000 tokens max

12% Team Allocation

480 000 000 tokens max

31% Reserve Pool

1 240 000 000 tokens max

Long-Term Token Value

Native to ecosystem

UBC token is native to peer-to-peer marketplace ecosystem. Smart contracts will not accept other cryptocurrency.

Utility incentive

Significant portion of tokens set aside for growing business, ensuring no new tokens enter into circulation at prices lower than during initial Token Sale.

Token buyback program

UBC token holders receive discounts on fees linked to size of their UBC holdings. Incentive for clients to buy and hold UBC.

Reserve pool

Strong vesting and anti-dumping prevention mechanisms.

Team locked-in

Up to 10% of Ubcoins’s net operating profits diverted to buyback at 10% above the greater of market or placement token price.

Burn program

5% of Ubcoin fees from user transactions are burned to reduce token supply as business grows.

Project Credentials

Mature existing company

Since 2009. We are leading mobile developers, turning new technologies into popular consumer applications.

16 million app installations

Current product, Ubank, has over 16 million installations worldwide.

Great team

50+ developers and top management and advisor talent.

Not a greenfield project

Ubcoin will enhance and reinvent existing product value proposition, capitalizing on Ubank app reach and reputation.

Trusted by global tech leaders

Samsung and Fly pre-install Ubank on all smartphones, sold in CIS, including new flagship Galaxy 9.

International insight

Management and advisors with experience in leading firms from U.S., Germany, Pakistan, South Korea.

For More Information:

WEBSITE || WHITEPAPER || FACEBOOK || TWITTER || TELEGRAM ||

Bitcointalk Username: KidsJamanNow

Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=1308879

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XMED: Connecting Global Medical Data and Improving Healthcare Delivery

The global demand for high quality medical services has risen exponentially over the decade as an aging population, middle class and developing countries income growth continues to push the cost of medical insurance and expenditures. This cost is expected to cross the $8 trillion mark in 2018 for medical services alone, while cross-border expenditure will balloon up to $421 billion.

With the improvements science and technology has brought to medicine leading to quality of life improvements, people’s expectations for medical services has risen to the point where they are more than willing to pay more for top-of-the-line service delivery. In turn, this has led to private and overseas medical facilities becoming the preferred destination for the middle class, due to the perceived failings of the public health industry.

The public health sector has had its own challenges, but none has been as damaging as the insufficient coverage afforded by public health insurance for serious illnesses and inadequate care. Every year, governments keep pursuing reforms to try and tackle one facet of the problem or the other, aiming to increase effectiveness, equity, and coverage of health systems. However, none of them has met with the level of success their creation has intended, falling well short of their goals. As these public facilities continue to grapple with the growing divide between the demand and supply of adequate care and coverage, the private sector would appear to be immune from whatever it is that has brought the public sector to its knees.

Not quite so.

A Problem Named is a Problem Solved

Knowledge is power, information is access, and when it comes to medicine, this information tends to keep growing as a result of treatment and research. Patient record data are the basis for any diagnosis and treatment. However, the traditional way of maintaining these data is now outdated and in dire need of a complete system revamp. With patient records fragmented across departments and service providers, no wonder why the public sector is swamped.

And the private sector is just one step from collapsing and tumbling into the same pit.

Majority of patient records are issued on paper — x-ray, test results, treatment report, diagnosis. When referred to another treatment center or simply unable to return to the first service provider, patients have to either open new record file (and starting all over with medical history) or request a transfer from the old hospital (and hope that your current condition doesn’t snowball into something else). Either way, in a world where the swift and timely detection of ailments and diagnosis is often the difference between life and death, such delays have had unintended and often life threatening outcomes.

Digitalization of information has done very little to solve this problem, rather, compounding it by exposing it to security and privacy risks. This digital banks has often become the target of hijackers who would often hold this record to ransom, endangering the lives and well being of the innocent and the helpless. Blockchain-based startup, XMED Chain (XMC), is finally delivering a solution that unites big data analysis technology with AI on the blockchain.

A Trustless and Immutable Big Data Chain

Leveraging blockchain’s immutable and decentralized consensus mechanism, XMC facilitates a trustless and cryptographically secure platform for personal, medical data storage.

The easy-to-use mobile and desktop-based application enables user to upload medical records that get converted into smart contracts and stored in the block chain. These converted data can be accessed on the decentralized network from anywhere in the world, at any time with no need for third-party management. Decentralization and disintermediation of data storage and access allows for the instantaneous distribution of information. XMC’s proprietary AI and big data analysis technologies facilitates accurate analysis for generating global medical solutions to users.

XMC enables users to truly own their data, which cannot be altered by any other party without expressed permission and authorization. These medical records can be accessed and securely shared by institutions and service providers from across the globe, eliminating the need to open new records for patients or wait for transfer and conversion to their own standard. This will help usher in a standardization of medical data processing, implementing a system where the exchange of information is transparent and secure.

After obtaining user authorization, institutional users can share data instantaneously within and between institutions through XMC’s API, enabling seamless transfer and shortening the trading cycle between medical institutions and upstream suppliers and insurance companies. Through intellectual analysis and evaluation, accurate consultation results can be generated for individual or institutional users with higher efficiency and quality.

XMC ecosystem is held together by its incentivizing token, the XMC Token. This token rewards every individual and institution that shares its medical data to the ecosystem and ensures that verification activity is adequately compensated. The token also powers economic activity on the platform as it can be used to pay for user’s data, finally giving intrinsic value for medical information.

Medical big data has the potential to solve a lot of problems plaguing the health sector. XMC platform development is set to not only unleash this potential, but also shape the medical service delivery system of the future.

To find out more, visit: http://www.xmedchain.com/index.html

Read up on the technology:http://www.xmedchain.com/XMC_Whitepaper_EN.pdf

Join the conversation: https://t.me/XMEDChain

Join the community: https://bitcointalk.org/index.php?topic=2983078.0

Bitcointalk Username: KidsJamanNow

Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=1308879

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