With the so many interesting things one can do over the internet – online shopping, online money transfers, trade and exchange and so many others, the need for having an electronic payment has never been this important before.
With the convenience of cashless payments, it has brought forth the emergence of so many electronic payment options that really did changed the way we handle finances in the digital world. With such efforts, we were able to spend more time settling our finances and payments at home than the usual long standing and waiting time before out turn to pay the bills. With this technology, businesses are also investing on their digital presence now to be able to give in to their patrons’ convenience and security desires.
But as what most of us have noticed, there are still so many online businesses offering online money transfers as a mode of payment but will end up having us to pay more than the overall price. This is because of the expensive transaction fees that many establishments tend to include for some legal reasons. When we pay using some local bank or other payment service alternatives, the verification might take longer than usual and cost a price which of course will be added to the transactions fees that we as buyers need to pay to lay our hands on our bought products and services.
This is one reason why others still ought to pay and shop physically, because of the additional price that they have to pay. But with ZODIAQ trying to bridge this gap, the world is now becoming a step closer to cheaper, more secured and seamless online payment transactions anytime, anywhere.
ZODIAQ is a universal instant payment system that offers services at a very low price where transactions are done through an API. By using the Blockchain Technology it offers accuracy, security and consistency of data stored therein. And because the Blockchain Technology excludes the need of a middle controlling payment division, this will allow ZODIAQ to offer exciting and excellent financial services at an affordable price that is far from any classic banks could offer.
Services provided by ZODIAQ includes offering money transfer from one account to another without a middle sector and other existing operational banking transactions and activities in their platform. What ZODIAQ aims is to provide the world more financial options and create an institution that will replace banks as the one overseeing every transaction done in the digital world thus making the overall process longer and more expensive.
It is also important to note that by using an open API for every transaction in the ZODIAQ platform will not only allow convenience to users but will help lessen the burden of banks’ integration to the system. This way, they will be able to ride along with minimal resources needed so they can start business right away.
This new financial-technological solution provided by ZODIAQ will allow other fintech companies to become another option for users. And because ZODIAQ has been granted to do some technological and legal integration, ZODIAQ can now introduce more parties that will compete in prices to complete a user’s online payment transaction. This fair play eliminates the dominance of using banks as the main service provider that leaves user with little to no affordable option.
The most challenging part in this project is the integration of current physical banks. To be able to compensate the challenging problem of integrating other banks to the ZODIAQ platform and slowly introduce the convenience the platform can offer to users, ZODIAQ currently has its own bank – ZODIAQ Bank.
The ZODIAQ Ecosystem

With the platform’s ecosystem presented above, the ZODIAQ platform still runs in a typical centralized Banking Information System (BIS). And just like traditional banks Hedge Fund will still be offered, payments, exchange and withdrawals can still be done. But what differentiates it is the ability to enjoy all these without having some middle entity that limits every transaction. Also, with ZODIAQ one can easily exchange and withdraw crypto-currencies available in to physical cash.
The ZODIAQ API-based Platform

ZODIAQ’s API-based platform houses the activities within. The API services will do acquisition and certification of orders for the transferring of funds, do data analysis and provide information of customer’s finances and recommendation of cost-saving options, provision of information to third parties such as their financial stability.
Payment gateways, which are banks and other payment service providers, will have a fair competition in terms of service fees and features that will give users more options to choose from.
Through ZODIAQ, users will get a brand new way of dealing their finances and payments online. Not only does it offer convenience, but it also offers services at a competitive price with a variety of options. ZODIAQ will not replace banks, but it will allow banks to be a part of a technological evolution in the financial industry thus allowing them to be competitive in providing services which will surely increase the quality of existing services.
Token Details:
Token: ZOD
PreICO Price: 1 ZOD = 0.1 USD
Price: 1 ZOD = 0.2 USD
Platform: Ethereum
Accepting: BTC, ETH
Minimum investment: 1 ZOD = 0.1 USD
Soft cap: 1,500,000 USD
Hard cap: 24,535,000 USD
Country: Russia
Restricted areas: USA, Switzerland, Singapore and Canada

For more information, visit the following pages:
Bitcointalk Username: KidsJamanNow
Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=1308879