Cryptocurrency market has been rapidly growing for the last few years. According to the CoinMarketcap portal data, cryprocurrency market capitalization at the end of 2017 amounted to about $600 billion. Although, the price of individual crypto-currencies is subject to significant fluctuations, crypto market capitalization in general has been constantly growing. Also, it is important to remember, that blockchain technology, the basis for cryptocurrencies, is still far from perfect and keeps developing. However, one thing we can be absolutely sure of: cryptocurrencies, as well as blockchain technology, are firmly embedded in our life, and this technology has tremendous potential.
Despite the fact that blockchain technology and cryptocurrencies are still relatively new and underdeveloped, there are many attempts to integrate them into various projects, Many experts agree that the crypto-currencies and blockchain technology will take the leading position on the market in general.
Here are some of the advantages of using cryptocurrency and blockchain technology:
•crypto payments are becoming more and more popular
•payments are easy to make
•low minimum payment threshold
no restrictions on the number of transactions
•payments can be made significantly faster
•the concept of transparency and fair play
What is Experfy?
Harvard-incubated Experfy, Inc runs an AI-focused community of 30,000 data scientists to help Fortune 500s mentor and upskill their employees and also hire expert freelancers on-demand. Rather than add new specializations to its existing platform, Experfy plans on decentralizing its technology by and through Expercoin, Inc with the goal of allowing anyone to launch a new community with its own marketplace instantly. These new proposed operationalized communities are called “Republics” and are intended to exist within an ecosystem of decentralized marketplaces that are powered by AI and blockchain.
EXPERCOIN VISION The Expercoin vision is that anyone seeking to make an impact in a particular area of specialization should be able to leverage a mature technology stack and launch a decentralized platform to reinvent both education and work for that specialization. According to Harvard Business School professor Clayton Christensen, half of all American colleges are bound for bankruptcy in the next few decades. By launching a large number of learning platforms and integrating them with relevant work experiences, Expercoin hopes to bring about a meaningful change in an industry facing disruption.
What Problems Does Expercoin solve?
Expercoin builds upon Experfy’s vision by using blockchain technology to address cracks in the traditional education-to-employment system.
Technological growth is outpacing the rate at which some institutions are adapting. Experfy addresses this problem with respect to education; its platform brings together learning experiences and work opportunities surrounding emerging technologies. Now, Expercoin seeks to scale its predecessor’s platform to alter the way we approach education and work with the goal of closing gaps in the traditional education-to-employment system.
What are the problems with the traditional education-to-employment system?
High-levels of unemployment and underemployment: According to McKinsey, in countries around the world, 30 to 45 percent of the working-age population is unemployed, inactive in the workforce, or working only part-time. In the United States, the United Kingdom, Germany, Japan, India, Brazil, and China, this amounts to 850 million people.[1]
Shortage of people with critical job skills: Paradoxically, there is a growing scarcity of critical skills at the same time. In a survey conducted across nine countries, only 43 percent of employers agreed that they could find enough skilled entry-level workers. This problem is only getting worse. By 2020 there will be a global shortfall of 85 million high- and middle-skilled workers.[2]
Changing nature of work requires continuous upskilling: With advancements in technologies like AI, entire occupations and industries are being transformed at an alarming pace, and the skills needed to keep up in almost any job are churning at a faster rate. Average human knowledge is doubling every 13 months, and IBM predicts that in the next couple of years, the volume of information will double every 11 hours.
Online talent platforms serve as clearinghouses that can inject new momentum into job markets. By 2025, they could add $2.7 trillion, or 2.0 percent, to global GDP and increase employment by 72 million full-time-equivalent positions. [1]
Clearly, there is a disconnect between school curricula, the critical skills demanded by employers and the manner in which people perform work. There is a need to bring together education in its various forms (courses, assessments and mentorship) with hands-on work opportunities (internships, gigs and jobs) using a talent platform. So what is the solution?
Expercoin.
To foster an ecosystem that is open, decentralized and highly scalable, Experfy believes it must create a series of new products, services, and systems. However, building a decentralized system is a complex process, and the transition to it must be done in a responsible manner over time. The Expercoin Ecosystem will establish a new protocol that will allow individuals and organizations to create and launch new marketplaces for different areas of specialization.
Educators serious about preparing students to enter the workforce; employers scrambling to upskill their employees; and experts dissatisfied with 9–5 work regimes are all beginning to recognize the limitations of slow-moving centralized organizations. These organizations are operating on learning and employment models that were devised over a hundred years ago. The future of education and work is clear. Education will be skills-based — employers care little about degrees — while work will be increasingly distributed and performed by teams of specialized experts from around the globe. For more information please visit:
Hello everybody, this new dipostingan I want to introduce about Worldex project, and for more details let's just go to the following discussion:
PLATFORM THE NEXT DIGITAL DISTRIBUTION
With innovative motivational and referral systems, offering Customers and Traders opportunities to increase their earnings.
CRYPTO REWARD ECOSYSTEM CRYPTOCURRENCY EXCHANGE
WDX is the next generation digital distribution platform for agricultural currency exchange. WDX offers innovative and multilevel referral systems.
Our Mission - Fast, Safe & Easy
WorldEx is a platform created for the democratization and development of cryptotrading. With extensive research and experience, we want to solve real problems in exchange right now with this fast, secure, advanced but simple platform. Coins stored in the wallet can be accessed at any time from the comfort of your home or office, all you need is a smart device and Internet connectivity. We place a strong emphasis on strengthening the level of confidence among private investors who take Cryptocurrency trades to other levels of popularity around the world.
Always Committed To Our Clients
We want to have a long-term relationship with our clients, thus; we have built our business around the needs of our customers and handled their pursuit of a lucrative Cryptocurrency trade. We demonstrate our commitment to our clients, by updating your system for any possible security threats.
BENEFITS OF INVESTORS
Personal five-level reference program
Earnings from personal and collective achievements
Content monetization created
Syndication to generate income from joint activities
CUSTOMER'S BENEFITS
Personal five-level reference program
Customer support service 24 hours a day, 24 hours a week
Target and audience that generate content at the beginning of the project
Simple technique for getting internal and external traffic
WDX Token: Key Benefits The WDX Token is a priority internal mechanism for interaction on the Worldex platform. Earnings from referral and motivation programs are paid in WDX tokens. The majority of internal services rely on WDX tokens only
ACCESS Motivation and Referral Programs, Auctions, Internal CPA Networks, and Syndicates are dependent on the WDX token only
DISCOUNT Unlike fiat payments, when paying for game purchases with WDX tokens, users are given a discount
BURNING 1/3 of the platform commission of the internal CPA network and auction transaction will be burned by smart contract.
Roadmap
2017Optober: Started confirmed from WorldEX project 2017 November: The initial draft white paper is completed 2018 January: Announce worldEx ICO plan and release whitepaper 2018 March: ICo start (platform will be announced soon) 2018 March: zzcec.com releases v0.1 go live, beta trading begins 2018 May: ICO is complete or whenever the coins are sold out.
Team
To contribute and Know the progress of this offer, you may visit some of the following Links:
Hello every friend, on this blog I will review about Crosspays project, which can be taken into consideration in observing the latest project has an interesting and ambitious concept, for more details let's just go to the following discussion:
CROSSPAYS THE GLOBAL MARKETPLACE AND SOCIAL NETWORK A SOLAR MARKET AND SOCIAL NETWORK. ECONOMIC JUSTICE. INCOME FOR EVERYONE.
Crosspays advises users of a completely new model of economic relations - the concept of Economic Justice. The essence is simple: Crosspays' income is automatically distributed among the active Participants of the Community in the proportion of their livelihoods in the interests of the Community.
ALL HOW TO LEAVE TO CROSSPAYS
MONOPOLY DISCRETE THE WORLD ECONOMY CROSSPAYS USING MONOPOLY VERY LIVE
$ 18 The T-shirt price in China is $ 0.95. The selling price to the consumer is $ 18. Crosspays users purchase products directly from the manufacturer. The price is much lower.
35% Taxi drivers grant applications up to 35% of travel costs. The cost of a taxi ride for Crosspays Users is 30% lower.
25% Hotel pay booking site up to 25% of room charge.Crosspays Users hotel discount up to 25% of room market price.
$ 57 The cost of your clicks reaches $ 1000. Of this money, you get nothing ... Crosspays income is distributed among the members
CROSSPAYS - DIGITAL ECONOMIC FUTURE The world's first self-governing, decentralized global economic and social network Crosspays covers all local and international B2B, B2C и C2C markets goods and services
SCOPE OF THE WORLD For the first time in the world, Crosspays brings together all the goods and services markets in one place. The smart contract is the guarantor of every transaction on Earth in crypto currency and fiat currency.
ECONOMIC JUSTICE Crosspays users - the first in the world to pay no monopoly and major commission brokers for goods and services: taxis, real estate rentals, jobs and more.
INCOME FOR EVERYONE Crosspays Community Income is distributed among Users in automatic mode, depending on the level of their activity in Community life. For the first time in the world.
MARKET OF B2B GOODS Crosspays combines all of Earth's B2B electronic trading on one site and one mobile app: more than 150 countries and 150+ supported currencies.
Goods and services are sold in both local and international markets for each fiat and cryptocurrency.
You pay for tens of times less ads - Crosspays users advertise your product or service on social networks and media space, get rewards for it.
There is no charge for maintenance of online stores and technical service rates, commissions for goods sold and other fees.
All trade histories are recorded in a block's general chains and paralyze dishonest merchant and buyer jobs: only those who actually buy them can leave feedback about sellers and goods.
Fake reviews, arbitrage bias, unpaid contracts in the past: confidence issues on small and newly resolved sellers, which increases the number of subscribers.
Misunderstandings between the seller and the buyer are exempted: at the place of receipt, goods are checked by Crosspays official checkpoints or by certain authorized users of high-ranking Communities.
Integrated system of enterprise or enterprise management, financial reporting and accounting in automatic mode and communication with customers.
All possibilities for successful trading are available: transactions, auctions, smart contracts, escrow platforms and P2P block funding platforms.
Seller and Buyer may enter in any Contract or Smart Contract any terms which Crosspays User may verify.
An entrepreneur can sell a product at wholesale prices to several dozen retail customers who have donated a wholesale number to Crosspays.
MARKET OF B2C AND C2C GOODS Crosspays combines all retail trade of B2C and C2C on planet Earth in one site and mobile app: more than 150 countries and 150+ supported currencies.
The goods are sold for their real value without wrapping and commission, this reduces their price and attracts new users to Crosspays.
Always quality products or refunds via Smart contract: User orders checked by Crosspays authorized checkpoints or authorized authorized users of High-ranking Communities
Users and goods:
sales between individuals
expose the price they are ready to buy the product or service
resale of used goods
change services and goods for services and goods from other users
pool their finances to buy goods or services at wholesale prices Safe purchase: smart contracts will open and refund to Buyer for low quality products or services immediately.
No junk ads - limited ad age.
Own CryptoBank, Exchange and Investment Fund: investment in crypto currency in its own exchange and exchange between Users with minimum transaction fees.
In order to make a successful transaction, Seller and Buyer may set a prize and include in the contract or Smart Contract any terms that can be randomly checked by Crosspays Users.
Funds earned are converted and instantly displayed in bank accounts, cards or wallets around the world.
Pay for goods and services with the mobile app, get discounts, spend, or collect a Community Token from Crosspays.
By adding suppliers of selected goods and services to "Favorites", Users receive the nearest supplier from the list.
MARKET SERVICES B2C, C2C, C2B Crosspays combines all B2C and C2C electronic services and services on planet Earth under one site and mobile app: more than 150 countries and 150+ supported currencies.
Community Users will not bear any costs other than those provided directly by them for the purchase of goods or for service orders.
Community members give each other services: the service price is much lower, and the profits are greater.
Using geolocation in Crosspays mobile app, Users see all Crosspays Community Entrepreneurs around.
Crosspays does not receive a large commission for mediation: when ordering services from members of the Crosspays Community, for example, when booking a hotel room, you receive an automatic discount of at least 15%.
Community Members - mobile app owners and Crosspays cards, buy goods and receive services worldwide with significant discounts.
Cumulative discount and Cashback when paying with CPS token.
Crosspays users - taxi drivers, property owners, and millions of ordinary people no longer need an intermediary site with over 35% nasty commissions.
Only one Crosspays account for: shopping, ordering taxis and airline tickets, looking for travel companions, renting an apartment or a house ...
Crosspays mobile banking application integrates with Visa, Mastercard and UnionPay - Crypto-currency token conversion and CPS instantaneous.
Users advertise their preferred products or services in the Internet media room, thus receiving a prize.
Available for payment: crypto currency, credit or debit card, bank transfer and cash.
Services and products for friends: share trusted suppliers and goods with friends and family.
CROSSPAYS: MULTICURRENCY WITHOUT LIMITATION Crosspays users are the first in the world to pay the cost of any product or service, for example, hit by dollars using cryptocurrency: Crosspays converts digital currencies into regular currencies and vice versa.
ECONOMIC CROSSPAYS Crosspays advises users of a completely new model of economic relations - the concept of Economic Justice. The essence is simple: Crosspays' income is automatically distributed among the active Participants of the Community in the proportion of their livelihoods in the interests of the Community.
Token Crosspays - CPS As a payment instrument, Community members use cryptocurrency - Token Crosspays (CPS). Users can sell, buy, and provide services in any cryptocurrency, but all intra-system payments are only created using CPS tokens. Therefore, each new Community User, every transaction and action in the System increases the capitalization of the CPS token. Token crosspays are freely traded on the exchange, used online and offline worldwide.
Transaction fees for currency conversion and deposit funds under Smart contract are only in CPS token
Payments for Crosspays Community Services and commissions for transactions within the system are only in CPS tokens
Payments for User actions for the benefit of the Crosspays Community are only in CPS tokens
The revenue calculation for Community Users is only in the CPS token
CPS tokens capitalization increases with each new Community User
CPS tokens are accepted at a price not lower than their face value or at market value, if higher.
After ICO, Crosspays token will be available for free on the exchange.
The Crosspays economic model covers all of the world's goods and services markets, enabling the use of CPS tokens in tens of millions of successful transactions every day. Due to the global coverage of international economic markets, operating costs in Crosspays tokens are minimal, and revenues from the Community and its Users are more.
The uniqueness of Token CPS The economic value of a digital or fiat currency depends on two components: demand-driven uniqueness, and inventory - when the number of coins is limited. Crosspays, in the same way as Bitcoin, are limited in number of coins, offer unique services on a global scale and provide opportunities to get hundreds of millions of people in mining analogues - support from the Crosspays Community.
In the Crosspays global trading system, users can use cryptocurrency and fiat funds of any kind. But only CPS tokens can be used for calculations in the system, transaction costs, rewards to users online and offline.
The unique nature of Crosspays CPS tokens in front of other single-segment crypto currencies is that CPS tokens continue to be used in thousands of different economic transactions, not one or more.
The CPS token request grows dynamically due to the user's need to continue using it or earn in the Crosspays Community, which automatically increases the capitalization of the CPS token.
Because the number of CPS tokens is limited and additional tokens are not released, Crosspays also generates a request for tokens, purchasing their own tokens for completion with Community Users.
In fact, the Crosspays Community acts as a large mine, where users do not have to have a deep knowledge of IT and have expensive equipment. Anyone with a smartphone or computer can obtain, spend or sell CPS tokens.
Monetize user profiles. "The Concept of Mutual Benefit" - a so-called model built by scientists from the Crosspays team for self-regulation of relationships among members of the Crosspays Community. The essence of the Mutual Benefit Concept lies in its name and consists of a permanent and mutually beneficial communication between the beneficiaries of the Crosspays economy, endorsed by members of the Community. To attract a customer to a car showroom, the ordinary entrepreneur, depending on his country, spends up to $ 500 dollars on advertising and marketing on the Internet, and hotel or hotel owners up to 25% of the room charge. Entrepreneurs worldwide are forced to provide Mediators in the advertising market hundreds of millions of dollars a day just to sell their goods or services to users, and Users receive nothing but increased cost of goods or services due to increased prices for advertising and Marketing.
But not in the Crosspays community, where profiles of official Community members are built according to the type of social networking, ranked, history, reliable, transparent, and under the full control of Users. This means that users can now obtain their personal information by enabling Crosspays to provide their marketing data and search preferences to the entrepreneur or advertising agency.
This model benefits everyone - entrepreneurs enrolled in the Crosspays community, without special marketing and advertising efforts, attracting clients, and members of the Crosspays community authorized to receive significant discounts on the price of products / services sold or cash-back CPS tokens.
As an incentive for user action, the system uses CPS points, ratings and tokens, obtained by various Users groups, acting within this conceptual framework. This behavioral model opens great opportunities for the practical application of various marketing strategies to develop mutually beneficial relationships not only between Entrepreneurs and Consumers, but also among other user groups.
Economic CROSSPAYS The Crosspays ranking system allows Active Crosspays Users-Crosspays Officials to improve their social status (rank) in the Community by independently moderating the System, managing the Crosspays economy space and obtaining CPS tokens: checking the quality of goods and services provided.
check the quality of goods and services provided
start smart contract
resolve the dispute arising
creating new categories of goods and services
by viewing, deleting ads, leaving reviews
checking ads, matching other user profiles
create templates for contracts and smart contracts
attract other users
just share information about the Crosspays community
and for many other things
Active Members of the Community make the biggest change to the System using Intelligent Wiki technology developed by Crosspays. The user selects a new revision and, if accepted, the revision creator gets the prize and improves its ranking in the system.
Details about each open audit: what changes, who proposed, who and what payments were received for contributions to the life of the Crosspays Community. All that is required for a Legitimate User to obtain a CPS token is a smartphone and an Internet connection.
TECHNOLOGY
Crosspays and Blockchain Thanks to Blockchain, Crosspays eliminates middlemen from the Goods and Services Market worldwide and enables Entrepreneurs and Consumers to participate in the creation of a new Digital Economy: to implement new business models, automate sales processes from production to product sales to end users, simplify the work partner, adding a distributed registry among attendees - to minimize fraud levels.
Crosspays uses the basic principles of Blockchain's revolutionary technology:
Information is distributed among all network members
Thanks to public access, anyone can check the information
Security: information stored using cryptography
Registry: the information that has been reached to the block is tested and synchronized between users
Crosspays and Big Data Big Data technology lets you process and compile significant volumes of the constant flow of information generated by Crosspays users. Analyzing this data using various applied technologies will enable us to complete everyday important tasks of our Community Development Operational Plan.
For example, scaling a market catalog for the convenience of users in different markets of the world economy and the creation of the Ideal Framework.
Big Data Integration with artificial intelligence algorithms opens tremendous opportunities for entrepreneurs and consumers.
In the near future: Crosspays will independently diagnose the damage of the Crosspays Users machine, find the nearest repair service for the maximum price, quality and discount, extend the insurance, choose the offer from the automatic dealer in the best condition and the User receives the CPS token to view this offer.
Crosspays and Smart Contracts The digital economy automates as many actions as possible and excludes as many human factors as possible from the various processes associated with it.
In a number of block platforms, Smart Contract, which is basically a program, performs the functions of an imperishable networking agent, all strictly defined actions, step by step painted and automated.
In the Crosspays community, smart contracting is at the heart of the economic and social relationships between users of Crosspays - Entrepreneurs and Consumers. System participants can create their own smart contracts or take advantage of those already prepared.
Crosspays and the Internet of Things (IoT) Internet things in real time from anywhere in the world controlling assets and receiving information from various technical devices.
When integrating with Smart contracts, such devices, for example, POS-terminals, can cancel or initiate payments, manage transactions in accordance with the algorithms specified in the Intelligent contract, complete a large list of excluding tasks from unnecessary intermediary action and brokerage sections.
Quickly and easily make Smart contracts yourself in the Crosspays community and integrate them with the Internet, users can independently manage economic and social space by significantly reducing their financial and time costs.
Crosspays and APIs The application software itself in two clicks integrated into the Crosspays Community thousands of different services, millions of online and offline stores, banks, companies and entrepreneurs using scanners, barcode sensors, various reader information.
By using Crosspays Mobile Bank, Smart Contract and API, entrepreneurs automate the calculation, sale of goods and services directly to end users through the Crosspays system, which will significantly increase the sales and profitability of the business.
Nothing complicated in this case, all the same as Bitcoin: information from the shampoo production line through reader sensors processed by the Crosspays System, which finds the freight carrier, rents the vessel at the optimal price, the final wholesale and retail customers and through the Smart contract concludes an agreement with all participants in the chain.
Wiki-Crosspays and Artificial Intelligence (Ai) Wiki-technology is a Web-building technology designed for collective development, storage, structuring text, hypertext, files, multimedia.
Our technology, which we call SmartWiki, based on the Wikipedia principle, Git technology, enables authorized users to change services to fit all areas of the System for the benefit of the Crosspays community and get community tokens for it.
In addition, authorized Crosspays users will have access to all Artificial Intelligence technology capabilities that affect all areas of the Crosspays Community - from economic to social. And most importantly, thanks to this technology, together with the development of our practices implemented in dozens of projects with Russian state and large enterprises, Crosspays services will always be upgraded to keep us comfortable for our users.
CELLULAR APPLICATIONS
MOBILE BANK OF CROSSPAYS Crosspays Community mobile banking application integrates with Visa, Mastercard and UnionPay to get discounts and get offline tokens and instant payments via virtual payment cards with fiat money and cryptocurrency - from bills for transactions to gum purchases through over 50 million POS terminals worldwide and thousands of services equipped with NFS: Apple Pay, Samsung Pay, Google Pay, and more.
ICO STRUCTURES
ECONOMIC TOKEN CPS
ROADMAP
2017 (III sq.) Strategic analysis and world and crypto-economic systems, national markets, trading platforms, systems. The Crosspays concept was developed
2017 (fourth quarter) Data processing and design of internal architecture and economic structure of Crosspays taking into account the long-term needs and changes in the global economy
2018 (Quarter) Designed and developed: prototype, architecture and front-end System, Intelligent Contract CPS, landing-Crosspays page, and Crosspays bounty system integrated with Facebook Graph API, Twitter API, and Telegram
2018 (II-III sq.) Active development stage: backend, frontend, billing. Find an international partner. Expansion of Crosspays team
2018 (III sq.) Grants to the scientific team and inclusion of community members in the development of Crosspays
2018 (III-IV sq.) Launch the Beta version of Crosspays. Run the "Crosspays SmartWiki" algorithm. Application development for iOS and Android. Basic Creation for Smart Contract. Cryptocurrency Exchange. Implementation of open APIs. Mobile Banking. Digital multicurrency wallet. Fixed system and added functionality. Localization of basic language
2018 (fourth quarter) The basic adaptation to the legislative, legal and juridical norms of the state
2019 (I-II sq.) The launch of Crosspays is a multilingual decentralized system. Launch of global ad campaign - "Crosspays - world marketplace"
2019 (I-III sq.) Implementation of Big Data technology. Integration working with the technology of the Internet of Things (IoT): The beginning of the application of technology Artificial Intelligence: Preparing IPO
2019 The beginning of the world economic transition to the Crosspays digital model
TEAM
To find relevant details about Crosspays at this time, please follow some resources for the following References:
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